My career in the  banking industry concluded in 2013 when I retired.

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I then commenced a business called the Bank Whisperer which was designed to offer assistance to people when seeking bank finance. The concept of the business model was to provide a service allow potential borrowers become their own broker, that is place their own application on the desks of numerous lenders of their choice.

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The business morphed into other forms, supplying services to local businesses and managing websites.

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At age 72, I have re-retired, however, I thought I would keep the name alive and use it as a conduit to provide a light-hearted look at the industry and tell a few stories.